Wouldn't it be great if you could find a bank that actually cared about you, instead of a massive chain that was just out to profit off you? Good news: if you live in the Bay Area, you're eligible for membership in the Pacific Service Credit Union. PSCU behaves like a normal bank, storing your money in checking, savings, money market, etc. accounts, issuing credit cards and so on. But they also refund any ATM fees you incur by using other banks' ATMs, and at the end of every year they share their profit among their members. Plus, when you call their offices you can speak to a human immediately: no phone trees, no hold times, and no robot employees.
